Digital Sign your mortgage deed service.

Digital Sign your mortgage deed service.

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Want to use the HM Land Registry’s digital ‘Sign your mortgage deed’ service.

Soon you might not have to send your Mortgage deed back to the lender with an original signature.

digital Sign your mortgage deed

Digital Sign your mortgage deed

This new digital service is available to eligible re-mortgage customers only, who can sign their mortgage deed whenever and wherever they are.

It removes the need for an original signature and witnesses to be present when the documents are signed, making it quicker and more straightforward, as follows:

  1. Verify your identity

If you already have a GOV.UK Verify account, you can use this same account to sign your mortgage deed.

If you have not used GOV.UK Verify before, you must create an account, which takes only about 15 minutes.

After you have verified your identity, a code will be sent to your mobile phone. Use this code to sign in and view your mortgage deed.

  1. Digital Sign your mortgage deed  

Check all the details on the mortgage deed. Once you are happy that everything is correct and want to sign your mortgage deed, tap on the ‘Send my code’ button to request a second code that will be sent to your mobile phone.

By entering this second code, you will be electronically signing your mortgage deed.

If there is more than one person signing the mortgage deed, the second person will also need to sign the mortgage deed in the same way. They should follow the original link sent by the conveyancer or lender.

  1. What happens next

Your conveyancer or lender will then continue to process your remortgage.

If you have any queries, you should contact your conveyancer, lender or broker.

When you’re signed in, they’ll be able to confirm your identity and then digitally sign their deed online.

You will need to talk to your conveyancer or broker to see if you’re eligible for this new service. If you aren’t, you’ll need to sign the paper mortgage deed instead.

Lenders currently able to use the Sign your mortgage deed service include:

  • Atom Bank
  • Clydesdale Yorkshire Banking Group
  • Coventry Building Society
  • Metro Bank
  • Molo Finance
  • Nationwide and The Mortgage Works
  • Platform (a trading name of the Co-operative Bank)
  • Principality Building Society
  • RBS and NatWest
  • Skipton Building Society
  • Santander
  • West Bromwich Building Society

For more information see a Brighton Mortgage Broker